Management Team

Name: Mr. AKM Sazzad Hossain

Designation: Deputy Managing Director

Current Functionality:

As a Deputy Managing Director, he is managing the Operations.

Educational Details and Experience:

Mr. Hossain has over a decade of experience in the field of microfinance and business development. He worked as Joint Director – Operation based at the holding company, ASA International HQ in Bangladesh before his deployment in ASA International India. Prior to that he worked as Senior General Manager in Sajida Foundation where he led microfinance operation and business development and as Head of Microfinance (Programme Manager) in BRAC Tanzania Finance Ltd. where he had been the country manager of microfinance operations for 3 years. He was also board member of Tanzania Association of Microfinance Institutions (TAMFI) for around 2 years.

Mr. Hossain holds an MBA in Finance and an MPA in Governance & Public Policy from University of Dhaka. He also received BS in Computer Science from North South University, Dhaka

Name: Mr. Saibal Mitra

Designation: Head- Finance & Treasury

Current Functionality:

As a treasury head managing funds and interaction with the lenders.

Educational Details and Experience:

He has had a versatile career- having worked as a Project Engineer initially, and later as a consultant and a banker – and has been successful in each of the verticals. He has a work experience of 20 years post MBA out of which 15 yrs has been in banking in SME and ME segment. Previously he was at Standard Chartered Bank in various positions such as Senior Credit Manager,  Regional Credit Manager and also as Head of Credit (SME) in Bangladesh. Prior to his stint at Standard Chartered Bank, he has worked in HDFC Bank, Global Trust Bank and also in PricewaterhouseCoopers. In PwC, he has worked in international assignments for ADB, DfID, OECD, Govt of Bhutan, etc. and also for national clients. He has done an Executive programme in Social Entrepreneurship from Stanford University (Graduate School of Business).


Name: Mr. Subhrangshu  Chakravarty

Designation: CFO

Current Functionality:

Responsible for accounts, finance, management reporting, interaction with bankers & rating agencies, financial planning, sourcing, and deployment of funds, internal controls and compliance, etc.

Educational Details and Experience:

Mr. Chakravarty is CA & ICWA with more than 18 years of experience in the areas of Finance, Accounts, Project Accounting, Forecasting, Budgetary Control, KPI Analysis, and Team Management. He is having experience in finalization of accounts, financial planning and analysis, project accounting, deal-evaluation, preparation and presenting loan proposals with banks. His core competencies involve in Accounts, Business Finance, Cost Analysis & Budgetary Control, different Statutory Matters etc.

Before Joining ASA International India he was working as Finance Controller For Life Sciences Sector of Capegemini North America.


Name: Mr. Shubhashis Paul

Designation: General Manager, Accounts & Finance

Current Functionality:

Presently associated with Fund sourcing, planning and projection of the business and coordinating with lenders.
Report compilation based on the requirements of lenders. Monitor the complete banking operations.

Educational Details and Experience:

Having B.COM (Hons) degree, ACMA and CMA(USA).
Has a vast 10 years of experience in Microfinance sector and 11 years in the banking sector.


Name: Md. Matiur Rahman Khan

Designation: DGM (Operation)

Current Functionality: Operations

Educational Details and Experience:

Having an M.Com degree in Management. 19 years experience of working in the Micro Finance sector.


Name: Mrs. Gargi Sen

Designation: AGM (Operations)

Current Functionality: Operations

Educational Details and Experience:

MBA in Finance, Post Graduate Diploma in Business Laws.
Having an experience of 20 years in the financial sector, with which she was associated with UTI Mutual Fund for 9 years, 3 years with UTI Infrastructure Technology Services Ltd. and 8 years with Karvy Computershare Pvt Ltd.- handled the overall responsibility of Legal, Compliance, and Operations for Eastern Region.


Name: Mr. Pabitra Kr. Das

Designation: DGM (Operation)

Current Functionality: Operations

Educational Details and Experience:

Having a Post Graduate degree in Sociology.33 years of working experience in the Micro Finance sector. Previously he was associated with Grameen Bank and other organizations such as Institute for Motivating Self Employment (IMSE) and Ujjivan Financial Services Pvt. Ltd.


Name: Mrs. Debjani Chatterjee Alam

Designation: Social Performance Manager

Current Responsibility: Identifying, analyzing, monitoring and meeting the social mission & objective of the organization. Initiating & overseeing the activities of Corporate Social Responsibility. Monitoring and evaluating the client satisfaction metrics.

Educational details and Experience: MBA in Rural Development & Management, Post Graduate Diploma in Health Care Management. Having more than 12 years of experience in the development sector that includes three UN agencies and JA-PAL South  Asia (MIT’s Economics Research Laboratory) etc she has worked in different states of India and has versatile experience. She has  6+ years of experience in handling the development grants for reputed international funding agencies.

Name: Mr. Somesh Bandhu Maji

Designation: Chief Internal Auditor
Current Functionality: Heading the strong team of auditors at the organisation. Entrusted with the responsibility of providing assurance to the management on the proper adherence to the process & policies of ASA International India Microfinance Limited as well as the adherence to the regulatory requirements of the organisation.
Educational Details and Experience: Qualified Chartered Accountant and Company Secretary, B.Com (Hons) graduate from Calcutta University with 7 years post qualification experience. His experience includes considerable experience with leading Bank (ICICI Bank ltd) & NBFC (SREI equipment finance ltd) in fields of Internal Audit, Vigilance and Fraud Investigation.

 Name: Ms. Sadiyah Zaheer

Designation: Company Secretary
Current Functionality: Responsible for various statutory and regulatory compliances applicable to the organization.
Educational Details and Experience:

Associate Member of The ICSI, L.LB, B. Com(H)

Experience: Sadiyah heads the Compliance, Secretarial and Legal department at ASA. As a Company Secretary and Compliance Officer, she takes care of all the secretarial and other compliances of the company. Sadiyah has over 6+ years of work exposure on Company Law, FEMA, RBI, IRDAI, Labour laws, SEBI (LODR) compliances, Mergers and Acquisitions, preparation of DRHP in co-ordination with the legal counsels,. In her past stint, She has lead the team and successfully completed the fund raise through equity from various international investors (primary and secondary deals).

As a Law Graduate, She guides and advises the company on various legal matters including drafting and preparing of legal documents and represents the company before Judicial and other Government Authorities.

Apart from her professional interest, Sadiyah is a confident public speaker and has delivered  several speeches at various government and non-government and other public forums on subject matters like Prevention of Sexual Harrassment of Women at Work Place, among others. She is an active member of an NGO formed under the Society’s Act and plays an important role in helping the under- privileged kids and women of the slums and carries out various public awareness programmes with other fellow members of the NGO.


Name: Mr. Shubhro Shanka Banerjee

Designation: AGM (Operations)
Current Functionality: Responsible to meet the target POS assigned by IDFC,Disbursement and Collection reconciliation of IDFC,Branch Expansion of IDFC.
Educational Details and Experience: Having B.E.S (Bachelor of Electronics Science) and MBA( Marketing & System. 12 plus years experience in Retail Banking, Bank Assurance and  Experience in Microfinance

Name: Mr. Partha Bhadra

Designation: AGM, Accounts
Current Functionality: Complete responsibility for account finalization, and monitoring the tax-related matters. Also handles IFRS and GAAP Audit.
Educational Details and Experience: Having a degree of ACMA.
6 years experience in current Micro Finance Industry. Previously having 2 years experience working in other corporate sectors.


Name: Mr. Manoj Acharya

Designation: Chief Technical Officer
Current Functionality: Maintain, design, support and troubleshoot all the Technological issues of the organization along with network and software application.
Educational Details and Experience: Having Graduation and Master Degree in Computer Science and Application. He has also global certification on Microsoft Certified Technology Specialist. He has vast experience in Micro-finance industry.  He has 10 years experience in the current Micro Finance Industry and a total of 12 years experience.
Having 2 years of relevant experience in other corporate sectors also.


 Name: Ms. Suvra Mukherjee

Designation: Manager – HR

Current Functionality: recruitment, induction, compliances, performance appraisal, payroll, exit policy etc.

Educational Details and Experience: MA in English and MBA in HR and Operations
11 years of experience as HR Generalist with the exposure in Training & Development in various field like IT, Telecom, Pharmaceuticals & Microfinance Industry.




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