ASA International India Microfinance Ltd.
Empowering through Innovative Microfinance
ASA India follows the globally appreciated and accepted ASA methodology: taking into consideration low cost sustainable model. This low cost methodology of ASA gains further relevance in the margin cap environment.
The uniqueness of ASA methodologies are as follows:
*Flexibility of group formation/ No bindings on group guarantee
*Simplicity and transparent system
*Delegation of authority in the field level
*Innovative staff recruitment and on-the-job (each one-teach one) training
*Simple and shorter loan processing, less waiting time for the borrower
*Strong monitoring and supervision
*Standard and low cost structure of furniture, fixture and overall management costs
*Donors free sustainable growth, high ROA and ROE. While the loan is sanctioned to individuals, who are a part of a group, but the collections are done through group meetings
In ASA India, we believe that the clients are entitled to get efficient and translucent services. The senior management remains in touch with the clients at a periodical basis to get the right feedback from them in order to provide a better service. In addition, ASA India also arranges surveys regarding the products and services to give a better service to the clients.